hacklink al hack forum organik hit kayseri escort deneme bonusu veren siteler deneme bonusu veren siteler canlı casino siteleri grandpashabet bahis siteleri z library download books freegrandpashabetcasibomgrandpashabetCasibom girişbets10url shortenercasibom girişcasibom 887 com girisbetturkeyjojobetjojobet
Facebook Twitter Youtube Pinterest

SECURED PROPERTY LOAN

A mortgage is a loan where the property or real estate which is used as collateral. The borrower will enters into an agreement with the lender for the borrower where they can receives cash upfront & then makes payments over a period of time span until he pays back the lender in full as mentioned.

Features & Benefits:

  • Attractive Interests Rates.

Eligibility :

  • Member of the AKS Narpavi NIDHI LIMITED Holding either single account or joint account with other family members’ viz., father, mother, wife, son or daughter with regular source of income.
  • Individuals who may be employed/self-employed in business having regular income.
  • Permanent employee of Central/State/Defence//Public or Joint Sector Undertaking/reputed firms/established Educational Inst/Professional/Businessmen having regular income.

Purpose of Loan :

  • Up-gradation, renovation and extension of residential property.
  • Medical, emergency expenditure for maintenance of family.
  • To meet the Wedding Expenditure.
  • Major Surgical operation.
  • For expansion of your existing business or begin a dream venture.
  • Meeting any other genuine need as may be specified by the Borrower and agreed to by the Lender.
  • Planning to start a small Business.

Quantum of Finance :

  • As per eligibility and Income Earning Capacity.

Repayment Details :

  • By EMI or Regular.

Processing Charges & Service Tax :

  • Processing Fees and Other Charges (Inclusive) PLUS Service Tax as applicable.

Supporting Documents for Loan Sanctioning

  • Photo Identity Proof:
  • – Pass port
  • – PAN card
  • – Voters Identity Card
  • – Driving License
  • Residence Proof:
  • Telephone Bill
  • Letter from any recognized Public Authority
  • Electricity Bill
  • Ration Card
  • Letter from employer subject to satisfaction on Bank
  • Properly Tax Book/Receipt
  • Registered Lease Deed
  • Application on Prescribed form
  • Two photographs of Borrower and Guarantors
  • Address proof of Borrower and Guarantors (copy of Ration Card, Election card, Telephone bill, Driving License etc.)
  • Income proof, Copy of Income Tax Return, Financial Statement of the Firm, Sales Tax returns etc.
  • Profile of Guarantors.
  • Loan should be guaranteed by three financially sound Guarantors having net individual worth twice the loan amount.
  • Any other marketable security.
The object of the Company is to encourage and afford all facilities for cultivating thrift, saving habits and to render all financial assistance.

Quick Links

Deposit Schemes

Secured Loans

Get Our Latest Updated

TERMS, POLICIES & REGULATIONS

Copyright © 2023 NARPAVI SMALL FINANCE BANK, All rights reserved. Developed by BK CYBER SOLUTION
Facebook Twitter Youtube Pinterest